Terms of Service & User Agreement

Last updated: December 2024

1. The Service Mandate

This document serves as a legally binding contract between you ("The User") and Mallapur Mudra ("The Platform"). By downloading, accessing, or utilizing our loan guidance and comparison tools, you explicitly acknowledge that you have reviewed these stipulations and consent to be governed by them. This agreement grants you a conditional right to utilize our software within the jurisdiction of India. If you dissent from any clause herein, you must immediately cease usage of the application.

2. User Prerequisites and Competence

2.1. Capacity to Contract

Access to Mallapur Mudra is restricted to individuals who are legally competent to enter into binding contracts under the Indian Contract Act, 1872. You must be at least 18 years of age.

2.2. Account Integrity

You agree to provide authentic, current, and complete data during registration. The use of aliases or fraudulent contact details is strictly prohibited.

3. Security of Credentials

3.1. Custody of Access Keys

You bear full liability for maintaining the secrecy of your login credentials. Any activity executed through your account is deemed to be authorized by you.

3.2. Breach Notification

Should you detect any anomaly, notify our support team immediately at business@viramgamdisha.com. We assume no liability for losses incurred due to your failure to secure your account.

4. Intellectual Property and License

4.1. Grant of License

We accord you a limited, non-transferable, and revocable license to utilize Mallapur Mudra strictly for personal financial planning and information retrieval purposes.

4.2. Prohibited Actions

•Commercializing, leasing, or selling the application or its content
•Employing data mining, robots, or similar tools to extract content
•Reverse-engineering the source code or algorithms
•Sharing account access with third parties

5. Disclaimer of Financial Advice

5.1. Nature of Service

Mallapur Mudra is an informational tool designed to provide guidance and comparisons. We are not a lender, bank, or Non-Banking Financial Company (NBFC).

5.2. No Lending Commitment

The information provided does not constitute a loan offer or guarantee of approval. We do not issue loans directly. All financial decisions should be made after consulting with a qualified financial advisor.

6. Privacy and Data Handling

Your interaction with our services is also governed by our Privacy Policy, which outlines how we process your inputs and device data. Please review this framework at: https://www.viramgamdisha.com/privacy-policy

7. Service Continuity and Modifications

7.1. Operational Uptime

While we strive for 24/7 availability, we do not guarantee error-free or uninterrupted service. We reserve the right to take the system offline for maintenance without prior warning.

7.2. Right to Terminate

We reserve the absolute right to suspend or delete your account without notice if we detect a violation of these terms, including malicious data input or hacking attempts.

8. Contact and Grievance Redressal

For clarifications or to report violations, please contact:

Email: business@viramgamdisha.com

Website: https://www.viramgamdisha.com